CGCC approves $610M in guaranteed loans across 10,623 accounts

CGCC approves $610M in guaranteed loans across 10,623 accounts

The expanded credit guarantees reflect the Royal Government’s commitment to driving private-sector and SME growth.

The Credit Guarantee Corporation of Cambodia (CGCC) has approved guaranteed loans worth a total of $610 million across 10,623 accounts as of August 31, 2026, according to its latest progress factsheet released yesterday.

Across its loan and bond portfolios, the corporation approved 10,623 guaranteed accounts, bringing the outstanding guaranteed amount to $194.97 million. The gross non-performing guarantee rate stood at 9.12 percent.

In the securities market, CGCC approved guarantees for two bond accounts with a combined value of $30 million. Of this amount, $20 million remained active, with a non-performing guarantee rate of zero percent.

Ros Seilava, Secretary of State at the Ministry of Economy and Finance (MEF) and chairman of CGCC’s Board of Directors, has highlighted the corporation’s role in sharing risks with commercial banks and microfinance institutions.

“CGCC enables viable businesses, especially those lacking traditional collateral, to secure essential financing for expansion, innovation and post-recovery stability,” he said.

The expansion of credit guarantees reflects the government’s continued commitment under the Pentagonal Strategy to fostering private-sector growth and supporting small and medium-sized enterprises (SMEs).

CGCC, a state-owned enterprise under the supervision of the MEF, was established to promote inclusive economic growth.

Its primary mandate is to provide professional credit-guarantee services aligned with international standards while addressing structural challenges in the credit market.

It serves as a key economic policy instrument by helping bridge the financing gap faced by micro, small and medium-sized enterprises (MSMEs), which often struggle to obtain formal bank loans because of limited collateral.

By sharing credit risks and guaranteeing between 70 and 90 percent of principal loan amounts, depending on the scheme, CGCC reduces borrowing barriers and encourages participating financial institutions to expand lending to key growth sectors.

These sectors include agro-processing, manufacturing, trade, women-led businesses and rice exports.

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