Finance

Reduction in mandatory reserve ratio helps banks’ liquidity, lending

Việt Nam’s largest banks prepare for a 50% reserve cut, freeing liquidity, boosting lending capacity, and supporting business, payments, and...

State Treasury deposits over $15.2 billion in banks

This is a very large source of capital, playing a crucial role in balancing the liquidity of the State-owned banking system.

Banks bolster risk buffers to safeguard asset quality amid credit expansion

Banks are ramping up loan-loss provisions, prioritising stronger balance sheets and asset quality over short-term profit growth amid rising credit...

Banks use tech to attract low-cost capital source in digital age

The increasing proportion of non-term deposits, or Current Account Savings Account (CASA), has reflected a trend of prioritising digital experiences...

People's high savings rate considered important potential capital source for growth

With Việt Nam’s household savings rate standing at as much as 37 per cent of GDP, experts say the country is sitting on a vast pool of idle capital...

Central bank moves to tighten AI use in banking, requires prior customer notification

The State Bank of Vietnam (SBV) has moved to tighten oversight of artificial intelligence (AI) in the banking sector, requiring lenders and e-wallet...

Finastra research: Việt Nam’s financial sector accelerates AI adoption, but security and legacy systems remain barriers

Financial institutions in Việt Nam are accelerating their adoption of artificial intelligence (AI), signalling a decisive shift in the country’s...

Retailers see tax compliance, AI as key to survival in 2026 survey

Compliance with tax regulations and electronic invoicing, adoption of artificial intelligence (AI) and expansion into multi-channel sales are...

Credit quota reform and tighter capital rules may widen gap among banks

Plans to gradually remove long-standing credit growth quotas while introducing Basel III capital rules could reshape the banking system and widen the...

Banks offer diverse solutions to support SMEs

With increasingly significant role in the economy, the small and medium-sized enterprise (SME) sector is becoming a key segment in the credit growth...





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