Finance

Home loan interest rates climb sharply amid tighter credit conditions

Home loan interest rates at many Vietnamese banks have risen sharply in recent weeks, increasing from the previously common range of 6-8 per cent per...

Banks offer post-holiday promotions to attract deposits

On the God of Wealth Day (February 26), online savers at the bank have a chance to win one tael of SJC gold.

Reduction in mandatory reserve ratio helps banks’ liquidity, lending

Việt Nam’s largest banks prepare for a 50% reserve cut, freeing liquidity, boosting lending capacity, and supporting business, payments, and...

State Treasury deposits over $15.2 billion in banks

This is a very large source of capital, playing a crucial role in balancing the liquidity of the State-owned banking system.

Banks bolster risk buffers to safeguard asset quality amid credit expansion

Banks are ramping up loan-loss provisions, prioritising stronger balance sheets and asset quality over short-term profit growth amid rising credit...

Banks use tech to attract low-cost capital source in digital age

The increasing proportion of non-term deposits, or Current Account Savings Account (CASA), has reflected a trend of prioritising digital experiences...

People's high savings rate considered important potential capital source for growth

With Việt Nam’s household savings rate standing at as much as 37 per cent of GDP, experts say the country is sitting on a vast pool of idle capital...

Central bank moves to tighten AI use in banking, requires prior customer notification

The State Bank of Vietnam (SBV) has moved to tighten oversight of artificial intelligence (AI) in the banking sector, requiring lenders and e-wallet...

Finastra research: Việt Nam’s financial sector accelerates AI adoption, but security and legacy systems remain barriers

Financial institutions in Việt Nam are accelerating their adoption of artificial intelligence (AI), signalling a decisive shift in the country’s...

Retailers see tax compliance, AI as key to survival in 2026 survey

Compliance with tax regulations and electronic invoicing, adoption of artificial intelligence (AI) and expansion into multi-channel sales are...





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