Finance

Banks face growing bad debt risks amid rising funding costs

Banks are facing rising bad debt risks as non-performing and special-mention loans increase, while thinner provisioning buffers and higher funding...

Banks take action to cut lending rates for SMEs as Việt Nam seeks faster growth

Official statistics show that by July 31, total outstanding credit in the economy had reached nearly VNĐ20.3 quadrillion, up 8.98 per cent from the...

Banking non-term deposits drop by $1.8 billion due to rising term deposit rates

Due to the decline, the average CASA ratio of the entire banking system fell by 1.23 percentage points to 17.19 per cent.

Bank coupon rate hits record high of 10% per year

Statistics show that coupon rates on bank bonds climbed from 8 per cent at the end of June to 9 per cent in July, eventually reaching 10 per cent in...

$8.3 billion credit package for SMEs to come soon

The programme is one of the SBV's solutions to promote growth in the context of a volatile global economy due to geopolitical conflicts and trade...

Overnight rate hits record low since March 2024

The central bank's net withdrawal of funds in previous weeks, along with the overnight interbank rate falling below 1 per cent per year, reflects the...

SHB posts pre-tax profit of over VNĐ9 trillion in first half, fulfils 51per cent of annual target

The stronger contribution from services helped diversify SHB's revenue base, reducing its reliance on lending income and improving the resilience of...

Household savings hit record as high interest rates attract idle money

The increase comes as deposit rates have risen steadily since late 2025, encouraging households to move idle funds into bank savings for capital...

SBV orders tighter payment security after detecting chip theft fraud

The SBV asked payment service providers to urgently review their payment operations and step up measures to protect customers against increasingly...

SBV faces tough monetary management amid high capital demands

The disparity between credit growth and deposit growth is creating a fierce underlying deposit raising race among commercial banks.





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