Finance

State banks break year-long rate freeze with deposit hikes

Việt Nam's 'Big Four' lenders boost savings rates as year-end credit demand rises

SBV plans to simplify business regulations for banks

Under a draft circular to replace Circular 32/2024/TT-NHNN, now open for public comment, many administrative procedures for establishing and...

Year-end capital pressure fuels deposit rate race

A survey of nearly 50 banks as of December 12 shows that six-month deposit rates have risen sharply compared with early in the fourth quarter, with...

Banks with solid foundations forecast to make big leap in 2026

Việt Nam’s banking sector is entering a recovery phase with brighter profit prospects, but analysts warn that growth will be uneven and concentrated...

No credit expansion made yet though banks used up all allocated room

Without a further credit increase from the SBV, credit supply has become limited in the fourth quarter as credit strongly surged by nearly 14 per...

Banks withdraw preferential housing loans aimed at young buyers

The preferential loan programme for home purchase of young customers implemented by State-owned banks from the first quarter of 2025, with an...

Credit incentives promoted to support people, businesses to rebuild after natural disasters

The State Bank of Việt Nam (SBV) has proactively rolled out low-interest credit packages and programmes to support people and businesses hit by...

National Assembly reviews amendments to personal income tax law

The National Assembly is reviewing amendments to the Law on Personal Income Tax that aim to lower key rates and create a more balanced, progressive...

Banks see improving bad debt levels amid steady recovery

Bad debts of the banking system have been continually improved, with the growth rate staying low at around 2 per cent after hitting more than 15 per...

Banks raise deposit rates as funding pressure builds

Many banks are lifting deposit rates as liquidity tightens, interbank rates surge, and the central bank increases open-market injections to stabilise...





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